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Thank you for reaching out to The Zebra!Your HO-6 (condo insurance) liability policy will not cover your condo while it's being used as a short-term rental. This has become a much more common scenario over the last few years as remote work and home-sharing websites are increasingly popular. Re…

Thank you for reaching out to The Zebra!Yes, you will absolutely want to contact your current homeowners insurance company to let them know you've installed the sauna. Making upgrades or remodeling your home can impact your coverage, and because of this, it may increase your rates slightly. Ho…

As you stated, your home is covered up to 150% of the dwelling amount so this is not something you should be concerned about. However, it is a good example of why it is so important to properly insure your home. It also benefits you as a consumer and homeowner to understand the basics of your homeo…

Great question! This is an important consideration if you're planning to turn your primary home into a rental. The short answer is yes, you'll need to change your homeowners policy to a landlord policy. An insurance company would likely deny a claim if the proper coverage isn't in pl…