Tyler, TX Car Insurance
Compare Progressive, Allstate, GEICO and Nationwide (+ other top companies) to find the best and cheapest car insurance in Tyler.
How much does car insurance cost in Tyler?
The typical driver in Tyler, Texas, pays $704 per six months for car insurance. That's just less than the average in Texas ($707) and less expensive than the national average of $880. Keep reading to learn more about how much you can expect to pay for insurance coverage based on your marital status, age, credit score, and other factors.
| Car insurance in Tyler vs. Texas | Average 6 Mo. Premium |
|---|---|
| Tyler average | $704 |
| Texas average | $707 |
The Zebra's key takeaways about car insurance in Tyler:
- The average cost of a car insurance policy in Tyler is $704 per six-month policy — $117 per month.
- The cheapest company in Tyler is GEICO ($596).
- 40% of Zebra customers in Tyler stated they used our product because they were paying too much for car insurance with their current provider.
Are you paying too much for auto insurance?
Tyler car insurance rates by company
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In Tyler, GEICO offers the cheapest rates for the average insurance customer. We've listed the best cheap car insurance companies in Tyler below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
| Company | Avg. 6 Mo. Premium |
|---|---|
| GEICO | $596 |
| USAA | $615 |
| State Farm | $650 |
| Allstate | $1,155 |
The Zebra’s auto insurance data methodology
The Zebra’s Dynamic Insurance Rating Tool for home and auto insurance rates utilizes the latest ZIP code-level rate filings from across the U.S., sourced from Quadrant Information Services and S&P Global. These filings, typically updated annually or biennially by insurers, are verified through Quadrant’s QA process and then integrated into The Zebra’s estimator.
The displayed rates are based on a dynamic home and auto profile designed to reflect the content of the page. This profile is tailored to match specific factors such as age, location, and coverage level, which are adjusted based on the page content to show how these variables can impact premiums.
For a comprehensive understanding, see our detailed methodology.
Shop around for the best rates
The only way to know which company is the cheapest coverage for you is to compare. Our comparison will do the leg work for you. Enter your ZIP code to see rates from Progressive, State Farm, GEICO and USAA (+ other top companies) to find the best and cheapest car insurance in Tyler.
Tyler auto insurance rates by age
Our data shows that drivers between the ages of 20-29 make up 35% of Tyler drivers. The age group that pays the least for car insurance in Tyler is drivers in their 50s ($613 for six months). Drivers in their 60s pay marginally higher rates — $633 per six months.
The Tyler drivers who pay the highest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Tyler is to age out of your teens. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Tyler is $1,767. That's the biggest gap in premiums between any pair of age brackets.
| Age bracket | Avg. 6 Mo. Premium |
|---|---|
| Teenagers | $1,799 |
| 20s | $916 |
| 30s | $693 |
| 40s | $675 |
| 50s | $613 |
| 60s | $633 |
| 70s | $779 |
Tyler car insurance rates by credit score
Credit score is often closely correlated with car insurance costs. In fact, Tyler drivers who build their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn a 61% decrease in car insurance rates. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Tyler, moving into the "Fair" credit tier corresponds to an average of $611 in savings on insurance each year. Our data tells us 39% of drivers in Tyler have a credit score of average (580-679).Â
| Credit Tier | Avg. 6 Mo. Premium |
|---|---|
| Very Poor | $1,489 |
| Fair | $878 |
| Good | $704 |
| Very Good | $653 |
| Exceptional | $579 |
Tyler car insurance costs by violation
If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
Tyler drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $774 per year versus the city average. A ticket for speeding results in a $120 rate hike while a DWI or DUI violation costs $791 per year in extra insurance expenditures.
| Incident | Avg. 6 Mo. Premium |
|---|---|
| DWI/DUI | $1,100 |
| Reckless Driving | $1,091 |
| At-fault Accident (damages < $1,000) | $893 |
| At-fault Accident (damages > $2,000) | $1,066 |
| Speeding Ticket (16-20 mph over speed limit) | $764 |
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.