Akron, OH Car Insurance
Compare Progressive, Allstate, GEICO and Nationwide (+ other top companies) to find the best and cheapest car insurance in Akron.
How much does car insurance cost in Akron?
The average cost of car insurance in Akron, is $565 per six-months. That's more expensive than the statewide average in Ohio ($523) and cheaper than the national average of $880. Keep reading to learn more about how much you can expect to pay based on age, credit score, and other factors in Akron. Read on to learn more!
| Car insurance in Akron vs. Ohio | Average 6 Mo. Premium |
|---|---|
| Akron average | $565 |
| Ohio average | $523 |
The Zebra's key takeaways about car insurance in Akron:
- The average cost of a car insurance policy in Akron is $565 per six-month policy — $94 per month.
- The cheapest company in Akron is GEICO ($349).
- 37% of Zebra customers in Akron stated they used our product because they were paying too much for car insurance with their current provider.
Are you paying too much for auto insurance?
Akron car insurance rates by company
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical driver, GEICO offers Akron's most affordable premiums. See below the best options for affordable auto insurance in Akron. Don't forget to get car insurance quotes based on your driving profile. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
| Company | Avg. 6 Mo. Premium |
|---|---|
| GEICO | $349 |
| Grange Insurance | $409 |
| Erie | $413 |
| State Farm | $477 |
| Cincinnati Insurance | $483 |
The Zebra’s auto insurance data methodology
The Zebra’s Dynamic Insurance Rating Tool for home and auto insurance rates utilizes the latest ZIP code-level rate filings from across the U.S., sourced from Quadrant Information Services and S&P Global. These filings, typically updated annually or biennially by insurers, are verified through Quadrant’s QA process and then integrated into The Zebra’s estimator.
The displayed rates are based on a dynamic home and auto profile designed to reflect the content of the page. This profile is tailored to match specific factors such as age, location, and coverage level, which are adjusted based on the page content to show how these variables can impact premiums.
For a comprehensive understanding, see our detailed methodology.
Shop around for the best rates
The only way to know which company is the cheapest coverage for you is to compare. Our comparison will do the leg work for you. Enter your ZIP code to see rates from Progressive, State Farm, GEICO and USAA (+ other top companies) to find the best and cheapest car insurance in Akron.
Akron auto insurance rates by age
Our data tells us that drivers between the ages of 20-29 make up 30% of Akron drivers. The best age for car insurance rates as a driver in Akron is your 50s: drivers in this age group pay an average of $503 per six-months. Drivers in their 60s pay marginally higher rates — $517.
The Akron drivers who face the priciest insurance rates are teenagers. One of the most effective ways to get cheaper car insurance rates as a driver in Akron is to celebrate your 20th birthday. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Akron is $3,595, the largest such difference between any two age groups.
| Age bracket | Avg. 6 Mo. Premium |
|---|---|
| Teenagers | $2,599 |
| 20s | $802 |
| 30s | $557 |
| 40s | $535 |
| 50s | $503 |
| 60s | $517 |
| 70s | $648 |
Akron car insurance rates by credit score
In many cases, a driver's credit level is closely correlated with their auto insurance rates. In fact, Akron drivers who build their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn a 58% decrease in car insurance rates. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Akron, moving into the "Fair" credit tier corresponds to an average of $408 in savings on insurance each six-months. Our data tells us 41% of drivers in Akron have a credit score of average (580-679).Â
| Credit Tier | Avg. 6 Mo. Premium |
|---|---|
| Very Poor | $1,088 |
| Fair | $680 |
| Good | $565 |
| Very Good | $506 |
| Exceptional | $454 |
Akron car insurance rates by violation
If you want to keep your car insurance costs reasonable, keep your driving record clean. At-fault accidents, DUIs and DWIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.
Two of the most costly citations to receive are DUI and reckless driving. Akron drivers found guilty of reckless driving face insurance rate increases of $665 per year, compared to the citywide average. A DUI violation may lead to a $670 increase, while a citation for speeding leads to a $253 rate hike.
| Incident | Avg. 6 Mo. Premium |
|---|---|
| DWI/DUI | $900 |
| Reckless Driving | $898 |
| At-fault Accident (damages less than $1,000) | $816 |
| At-fault Accident (damages > $2,000) | $885 |
| Speeding Ticket (16-20 mph over speed limit) | $692 |
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.