Savannah, GA Car Insurance
Compare Progressive, Allstate, GEICO and Nationwide (+ other top companies) to find the best and cheapest car insurance in Savannah.
How much does car insurance cost in Savannah?
Car insurance costs an average of $852 every six-months in Savannah. That's more than the average across Georgia ($804) and more expensive than the national average of $880. Our guide to Savannah auto insurance includes average rates based on age, credit score, and other factors in Savannah. Read on to learn more!
Â
| Car insurance in Savannah vs. Georgia | Average 6 Mo. Premium |
|---|---|
| Savannah average | $852 |
| Georgia average | $804 |
The Zebra's key takeaways about car insurance in Savannah:
- The average cost of a car insurance policy in Savannah is $852 per six-month policy — $142 per month.
- The cheapest company in Savannah is Georgia Farm Bureau ($523).
- 37% of Zebra customers in Savannah stated they used our product because they were paying too much for car insurance with their current provider.
Are you paying too much for auto insurance?
Savannah car insurance rates by company
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In Savannah, Georgia Farm Bureau offers the cheapest rates for the average insurance customer. We've listed the best cheap car insurance companies in Savannah below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
| Company | Avg. 6 Mo. Premium |
|---|---|
| Georgia Farm Bureau | $523 |
| USAA | $637 |
| State Farm | $782 |
| GEICO | $936 |
| Progressive | $1,035 |
The Zebra’s auto insurance data methodology
The Zebra’s Dynamic Insurance Rating Tool for home and auto insurance rates utilizes the latest ZIP code-level rate filings from across the U.S., sourced from Quadrant Information Services and S&P Global. These filings, typically updated annually or biennially by insurers, are verified through Quadrant’s QA process and then integrated into The Zebra’s estimator.
The displayed rates are based on a dynamic home and auto profile designed to reflect the content of the page. This profile is tailored to match specific factors such as age, location, and coverage level, which are adjusted based on the page content to show how these variables can impact premiums.
For a comprehensive understanding, see our detailed methodology.
Shop around for the best rates
The only way to know which company is the cheapest coverage for you is to compare. Our comparison will do the leg work for you. Enter your ZIP code to see rates from Progressive, State Farm, GEICO and USAA (+ other top companies) to find the best and cheapest car insurance in Savannah.
Savannah auto insurance rates by age
Our data tells us that drivers between the ages of 20-29 make up 29% of Savannah drivers. The best age for car insurance rates as a driver in Savannah is your 50s: drivers in this age group pay an average of $745 per six-months. Drivers in their 60s pay marginally higher rates — $771 every six-months.
Teenage drivers pay Savannah's most expensive insurance rates. One of the most effective ways to lower your car insurance rates as a driver in Savannah is to age out of your teens. The difference in rates paid by teenage drivers and drivers in their 20s in Savannah is $4,609, the largest such difference between any two age groups.
| Age bracket | Avg. 6 Mo. Premium |
|---|---|
| Teenagers | $3482 |
| 20s | $1,178 |
| 30s | $845 |
| 40s | $807 |
| 50s | $745 |
| 60s | $771 |
| 70s | $970 |
Savannah car insurance rates by credit score
It's no secret credit score is closely correlated with auto insurance rates. In fact, Savannah drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 51% decrease in their auto insurance costs. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Savannah, improving your credit to "Fair" could help you earn a $522 decrease in six-month car insurance rates. Our data tells us 40% of drivers in Savannah have a credit score of average (580-679).Â
| Credit Tier | Avg. 6 Mo. Premium |
|---|---|
| Very Poor | $1,491 |
| Fair | $968 |
| Good | $852 |
| Very Good | $803 |
| Exceptional | $732 |
Savannah car insurance rates by violation
Maintaining a clean driving record is an effective way to minimize your insurance rates. At-fault collisions, DUIs and DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
Savannah drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $928 per year versus the city average. A ticket for speeding results in a $465 rate hike, on average, while a DUI violation costs $1,324 per year in insurance premiums.
| Incident | Avg. 6 Mo. Premium |
|---|---|
| DWI/DUI | $1,514 |
| Reckless Driving | $1,316 |
| At-fault Accident (damages less than $1,000) | $1,201 |
| At-fault Accident (damages greater than $2,000) | $1,340 |
| Speeding Ticket (16-20 mph over speed limit) | $1,085 |
Compare over 100 insurance companies at once!
Related Content
- Car Insurance in Atlanta, GA
- Car Insurance in Macon, GA
- Car Insurance in Athens, GA
- Sandy Springs, GA Car Insurance
- Georgia Car Insurance Laws
- Average Cost of Car Insurance in Georgia
- Car Insurance for High-Risk Drivers in Georgia
- Car Insurance in Columbus, GA
- Car Insurance with a DUI in Georgia
- Car Insurance in Augusta, GA
About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.