Coral Springs, FL Car Insurance
Compare Progressive, Allstate, GEICO and Nationwide (+ other top companies) to find the best and cheapest car insurance in Coral Springs.
How much does car insurance cost in Coral Springs?
Car insurance costs an average of $1,490 for six months in Coral Springs. That's more than the average in Florida ($1,154) and more costly than the national average of $880. Keep reading to learn more about how much you can expect to pay based on age, credit score, and other factors in Coral Springs. Read on to learn more!
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| Car insurance in Coral Springs vs. Florida | Average 6 Mo. Premium |
|---|---|
| Coral Springs average | $1,490 |
| Florida average | $1,154 |
The Zebra's key takeaways about car insurance in Coral Springs:
- The average cost of a car insurance policy in Coral Springs is $1,490 per six-month policy — $248 per month.
- The cheapest company in Coral Springs is State Farm ($1,106).
- 50% of Zebra customers in Coral Springs stated they used our product because they were paying too much for car insurance with their current provider.
Are you paying too much for auto insurance?
Coral Springs car insurance rates by company
One of the most important determinants of your car insurance rates is the insurance company you work with. For a typical driver, State Farm offers Coral Springs's cheapest rates. We've gathered the best cheap car insurance companies in Coral Springs below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
| Company | Avg. 6 Mo. Premium |
|---|---|
| State Farm | $1,106 |
| GEICO | $1,427 |
| Progressive | $1,617 |
| Allstate | $1,939 |
The Zebra’s auto insurance data methodology
The Zebra’s Dynamic Insurance Rating Tool for home and auto insurance rates utilizes the latest ZIP code-level rate filings from across the U.S., sourced from Quadrant Information Services and S&P Global. These filings, typically updated annually or biennially by insurers, are verified through Quadrant’s QA process and then integrated into The Zebra’s estimator.
The displayed rates are based on a dynamic home and auto profile designed to reflect the content of the page. This profile is tailored to match specific factors such as age, location, and coverage level, which are adjusted based on the page content to show how these variables can impact premiums.
For a comprehensive understanding, see our detailed methodology.
Shop around for the best rates
The only way to know which company has the cheapest coverage for you is to compare. Our comparison will do the leg work for you. Enter your ZIP code to see rates from Progressive, State Farm, GEICO and USAA (+ other top companies) to find the best and cheapest car insurance in Coral Springs.
Coral Springs auto insurance rates by age
Our data tells us that drivers between the ages of 20-29 make up 30% of Coral Springs drivers. The age group that pays the least for car insurance in Coral Springs are drivers in their 50s ($1,368 per six-month policy). Drivers in their 60s pay marginally higher rates — $1,398 per six-month policy.
The Coral Springs drivers who face the priciest insurance rates are teenagers. One of the most effective ways to get cheaper car insurance rates as a driver in Coral Springs is to celebrate your 20th birthday. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Coral Springs is $4,625. That's the biggest gap in premiums between any pair of age brackets.
| Age bracket | Avg. 6 Mo. Premium |
|---|---|
| Teenagers | $4,201 |
| 20s | $1,888 |
| 30s | $1,484 |
| 40s | $1,456 |
| 50s | $1,368 |
| 60s | $1,398 |
| 70s | $1,703 |
Coral Springs car insurance rates by credit score
In many cases, a driver's credit level is closely correlated with their auto insurance rates. In Coral Springs, an improvement in credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) corresponds to a 60% drop in car insurance costs. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in pursuit of better car insurance rates. In Coral Springs, improving your credit to "Fair" corresponds with a $1,165 decrease in six-month car insurance rates. Our data tells us 31% of drivers in Coral Springs have a credit score of excellent (720+).Â
| Credit Tier | Avg. 6 Mo. Premium |
|---|---|
| Very Poor | $3,007 |
| Fair | $1,842 |
| Good | $1,490 |
| Very Good | $1,343 |
| Exceptional | $1,188 |
Coral Springs car insurance rates by violation
No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates affordable. At-fault collisions, DUIs and DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
Two of the most costly citations to receive are DUI and reckless driving. Coral Springs drivers found guilty of reckless driving face insurance rate increases of $1,654 per year, compared to the citywide average. A DUI violation may lead to a $1,516 increase, while a citation for speeding leads to an $801 rate hike.
| Incident | Avg. 6 Mo. Premium |
|---|---|
| DUI/DWI | $2,248 |
| Reckless Driving | $2,317 |
| At-fault Accident (damages < $1,000) | $2,061 |
| At-fault Accident (damages greater than $2,000) | $2,061 |
| Speeding Ticket (16-20 mph over speed limit) | $1,891 |
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.